Hire Purchase

Sometimes referred to as Lease Purchase, a Hire Purchase facility spreads the cost of the asset over a longer period with fixed regular payments.

At the end of the agreement title of the asset usually passes to the borrower for a small fee.

Depending on your status, we offer fixed and variable interest rates.

Finance Lease

Finance Lease are rental agreements where ownership of the assets are retained by the leasing company.

At the end of the lease you can continue renting the equipment by paying an annual secondary rental or sell the goods to a third party and retain the majority of the proceeds (a small payment is normally due to the lender to pass title)

VAT is paid on the lease rentals and therefore could have a positive impact on your cashflow.

Restructure & Refinance

If your business is in need of restructure or additional finance, then refinancing could be a simple way of releasing equity in unencumbered assets or assets nearing the end of their original finance arrangements.

Refinance can also be a useful way of restructuring existing finance agreements to result in a lower monthly repayment, whilst continuing to have the use of the assets.

The new finance agreement can be either Hire Purchase or Finance Lease, depending on your particular circumstances, over a fixed period of time, usually a maximum of 5 years.

Unsecured Loans

Unsecured Loans and Secured Loans can be for any purpose, it doesn't matter if its needed for working capital, Tax or VAT, Insurance, Property improvements / refurbishment, Property puchases, Stock or any other purpose. Just let us know how much you would like to borrow and over what term.


Tailored Solutions

Repayments can be structured to match income with seasonally adjusted repayments, VAT funding, payment holidays and stage draw-downs all available, based on funders criteria.

Traditional Service

We are focused on getting to know you and your business, so that we can provide a bespoke, reliable and transparent service, so that you can get all the finance you need in one place, from the people you know, and more importantly know you!


Find out how we can help your business.

To benefit from our knowledge of finance facilities and access the many finance houses and banks we work with, why not call us on 07747 609524 or 07732 728672 for an informal chat, or request a call back